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Loan Against Property

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Need Funds? Get a Loan Against Property Today!

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A Loan against Property (LAP) is a secured loan availed against a commercial or residential property kept as collateral with the lender. As the funds come with no end usage restriction, borrowers can utilize the funds for various purposes such as business expansion, weddings, child’s education, etc.

A Loan Against Property (LAP) from Orbitlend is a secured financial solution that allows you to use your residential or commercial property as collateral to secure a loan. Whether you're expanding your business, funding higher education, or consolidating debt, our Loan Against Property offers a flexible and substantial borrowing option.

Eligibility Criteria

  • Salaried – An individual who is in permanent service in the government or a reputed company. Further, he/she should be above the age of 24 years at the time of loan commencement and up to the age of superannuation.
  • Self-employed Businessmen – Any individual filing Income Tax Return (ITR) and who is over 24 years of age at the time of loan commencement and up to 65 years at the time of maturity.
  • Self-employed Professionals – Professionals such as doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretaries, and management consultants can apply. The age criterion is similar to that of self-employed individuals.

Document Required

  • Bank statement (12 months)
  • Business registration proof and PAN
  • Identity Proof – PAN and Aadhar
  • Latest ITR along with other relevant documents like Balance Sheet, P&L, Audit Report (Certified by a CA)

3 Simple steps to your Loan Against Property

  • 01

    Submit Application in our website or contact us on whatsapp:

    Simply enter your personal, business and financial info to receive a Loan Against Property offer.

  • 02

    Upload Documents:

    Upload digital copies of your documents in a single step process for verification.

  • 03

    Get Sanctioned:

    Receive your Loan Against Property approval and disbursal within 3 working days.

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